The letters HYIP hide such a thing as a High Yield Investment Program. Are hyip helpful? While a HYIP might attract you with big profits, avoid hasty decisions; quite a few of these programs are ponzi schemes in disguise. A ponzi scheme is a fraudulent enterprise where investors are lured to invest in a program by obligations of huge profits on the investment. First comers are paid using the money that later investors invest in the scheme. Read the rest of this entry »